Decline depth
-62.5%
From rolling 252-day high of $76.95, 356d ago.
Past the 40% Red List threshold.
-62.5%
from rolling 252-day high of $76.95 set 2025-08-29 · 356d ago
Current
$28.86
Decline depth
-62.5%
Decline σ
5.4σ
TFC
4/5 bearish
Rolling 252-day high
Up day
Down day
Last 90 trading days · data from Alpaca
Since tracking began
$UPST has been tracked since 2026-03-01. It was down 67.6% from its 52-week high then — now down -62.5%.
It has clawed back 2.3 percentage points off that level. It bottomed 72.3% below that high along the way.
Decline from the 52-week high as it stood on 2026-03-02 (fixed anchor) → today. Split-adjusted, Alpaca. Observed history, not a forecast.
Structural break signals
UPST qualifies for the Red List on decline depth.
Time-frame continuity
4/5 bearish
Latest bar across daily/weekly/monthly/quarterly/yearly time frames. A bar counts as bearish when it's a 2-Down or a red 3.
Past the 4/5 Amber threshold.
Decline sigma
5.4σ
Drop from local high over the last 20 bars, expressed in units of the stock's typical daily volatility (3.62% per day).
Past the ≥4σ Watch threshold.
The structural read
What price action says about UPST.
UPST qualifies for the Red List on decline depth — down -62.5% from its rolling 252-day high. Past the 40% threshold, the deepest tier in the taxonomy.
Cross-confirmation: also showing 4/5 bearish time frames.
Cross-confirmation: decline sigma also reads 5.4σ over 20 bars.
Upstream TFC read: weak alignment, current phase daily. Last bar types — daily 2D (red), weekly 3 (red), monthly 1 (green).
Earnings on file: 2026-08-04. Tiering is unaffected by earnings dates — listings reflect price structure only.
Questions about UPST
What people ask.
Why is UPST on Broken Stocks?
UPST qualifies for the Red List on decline depth. It is down -62.5% from its rolling 252-day high of $76.95, set on 2025-08-29 — 356d ago.
Is UPST a falling knife?
Not by the strict technical definition. UPST is down -62.5% from its 52-week high, but that high was set 356d ago — more than 120 days. A falling knife is usually a recent breakdown from a fresh high, not an established multi-quarter downtrend. UPST is still on the Red List for decline depth, but the freshness component of a falling knife is missing.
Is UPST a buy?
Broken Stocks does not issue buy or sell recommendations. The list is a rules-based technical warning system. It tracks structural decline depth and recency — not company quality, management, fundamentals, or news. Always do your own research and consult a licensed advisor.
Where is UPST trading inside its 52-week range?
At $28.86, UPST sits 7.7% of the way from its 52-week low ($23.96) to its 52-week high ($87.30). A reading below 25% indicates price is hugging the bottom of the range; above 75%, the top.
How fast has UPST been declining?
The current 62.5% decline accrued over 356d, which annualizes to roughly -64.1% per year. Annualized pace is a sanity check — a 30% decline in three months is a different signal than a 30% decline over two years.
How does UPST compare to its sector?
There are 80 other Financial Services tickers on Broken Stocks: 35 Red, 27 Amber, 18 Watch, with 24 showing recovering structural signals. Median sector decline is -32.8% — UPST's decline is deeper than the sector median.
Does UPST's earnings date affect its tier?
No. Tiering is decided purely by decline depth and recency of the rolling-high date. The earnings date on file (2026-08-04) is shown for reference only — listings can move tier between scans based on closing prices, regardless of fundamentals or news events.